Remote Life and Health Insurance Agent

Seeking a remote life and health insurance agent to sell coverage, build client relationships, and provide consultative guidance to prospects and policyholders. This role emphasizes consultative selling, accurate recordkeeping, and consistent professional service within a collaborative team.

Primary responsibilities:

• Sell life and health insurance products using consultative sales approaches within an assigned territory.
• Identify and develop new business through prospecting, timely follow-up on leads, and generating referrals.
• Perform comprehensive needs assessments and recommend coverage solutions aligned with client objectives.
• Prepare and present clear proposals that explain policy features, benefits, limitations, and costs.
• Maintain long-term client relationships through regular follow-up, policy reviews, and ongoing service activities.
• Keep accurate CRM records and ensure timely submission of required paperwork and documentation.
• Stay current on product information, regulatory requirements, and underwriting guidelines.
• Meet or exceed individual sales targets and participate in incentive programs as applicable.

Qualifications:

• Current state life and health insurance license or willingness and ability to obtain and maintain required licensure.
• Proven sales or client-service experience; prior insurance experience preferred but not required.
• Strong verbal and written communication, persuasion, and negotiation skills.
• Ability to work independently, prioritize tasks, manage time effectively, and handle multiple accounts.
• Analytical ability to interpret coverage details and underwriting requirements and explain them clearly to clients.
• Proficiency with basic PC applications and willingness to learn CRM and other agency software.
• Professional demeanor and commitment to delivering a high standard of client service.

Compensation and workplace:

• Commission-based pay with expected total compensation of $90,000 to $120,000 annually.
• Fully remote work with flexible scheduling.
• Performance incentives, professional development and training, and health-related benefits.

Workplace commitment:

The team is committed to an inclusive, professional environment with ongoing coaching, clear performance expectations, and support for career growth. Candidates from diverse backgrounds, recent graduates, and career changers are encouraged to apply.